This Privacy Statement sets out how BRM COLLECTIONS SDN. BHD. and its holding, related and subsidiary companies collect, store and handle personal information (as defined below) of individuals in accordance with the Personal Data Protection Act 2010 ("PDPA") and the laws of Malaysia. Please read this Privacy Statement to understand how we use the personal information we may collect from you.
By providing your Personal Information to us, you are consenting to this Privacy Statement and the collection, use, access, transfer, storage and processing of your personal information as described in this Privacy Statement.
Kindly note that the summarized explanations provided within the Privacy Statement is for your convenience only and are not legally binding.
1. What This Privacy Statement Explains
What kind of personal information we collect
How we collect your personal information
How we use your personal information
When we disclose your personal information
When we transfer your personal information abroad
Your right to access and correct your personal information
2. Our Commitment To You
We value your trust and are committed to protecting your personal information. To ensure that you can make informed decisions and feel confident about supplying your Personal Information to us when using any of our BRM COLLECTIONS SDN. BHD. Group websites, Products and/or Services, we provide you with this Privacy Statement outlining our practices and the choices you have concerning how your Personal Information is being collected and used by us.
3. Defining Personal Information
Personal information refers to any information which relates directly or indirectly to you. This includes any information that can be used to distinguish, identify or contact you. For the purposes of this Privacy Statement, personal information encompasses sensitive personal information which relates to information relating to your health, political opinions, religious beliefs, etc. For the avoidance of doubt, please note that this Privacy Statement is applicable only if you are a natural person / an individual.
4. What Kind Of Personal Information We Collect
In order for us to provide you with our Products and/or Services and to operate in an efficient and effective manner by providing you with the best service possible, we need to collect relevant personal information from you. The personal information collected by us may include (but is not limited to) the following:-
contact information such as your name, date of birth, identification supporting documents (including NRIC or passport number), gender, nationality and race, preferred language, current private and/or business address, installation address, telephone or mobile phone number, fax number, email address
your credit card information and bank account details
the status of the Products and/or Services you have acquired from us
your personal interests and preferences to help us tailor offerings of our Products and/or Services which would suit you best
clickstream data when you visit any of our websites (for example the pages you access and the Services and/or Products you browsed)
recording of your image via CCTV cameras when you visit our branches
recording of calls placed by you to our help desk for our service enhancement and improvement
5. When And How We Collect Your Personal Information?
We may collect personal information directly from you when you:-
communicate with us (for example when you submit an application form to become our customer, or when you contact us for any enquiries including by calling our customer service)
register or subscribe for a specific Product and/or Service or our publications (for example, newsletters)
use Products and/or Services of BRM COLLECTIONS SDN. BHD. Group
participate in any of our surveys
enter into or participate in any competitions, contests or loyalty programmes run/organised by us
register interest and/or request for information of (through our online portals or other available channels) or subscribe to our Products and/or Services
respond to any marketing materials we send out
commence a business relationship with us (for example, as a service provider/business partner)
visit any of our offices
visit or browse our websites
lodge a complaint with us
provide feedback to us (for example via our websites or in hard copy)
Other than personal information obtained from you directly (as detailed above), we may also obtain your personal information from third parties we deal with or are connected with you (credit reference agencies or financial institutions), and from such other sources where you have given your consent for the disclosure of information relating to you, and/or where otherwise lawfully permitted.
6. How We Use Your Personal Information
We may collect and use personal information from you or from the category of third parties identified in this Privacy Statement, for one or more of the following purposes:-
to verify your identity
to assess and process your application(s) /request(s) for our Products and/or Services
to provide you with the Products and/or Services you have requested
to administer and manage the Products and/or Services we provide you (including charging, billing, facilitating payments and collecting debts)
to investigate and resolve any service issues, billing queries, complaints or other enquiries that you submit to us regarding our network, Products and Services with our customer relations teams
to assess and/or verify credit worthiness
to detect and prevent fraudulent activity
to manage our networks
to keep in contact with you and provide you with any information you have requested
to engage in business transactions in respect of Products and/or Services to be offered and provided to you
to establish and better manage any business relationship we may have with you
to process any communications you send us (for example, answering any queries and dealing with any complaints and feedbacks)
to help us monitor and improve the performance of our network, Products and Services, our customer relations teams and service providers and the BRM COLLECTIONS SDN. BHD. Group Websites and to make these more efficient
to maintain and develop our business systems and infrastructure, including testing and upgrading of these systems
to manage staff training and quality assurance
to notify you about benefits and changes to the features of our Products and/or Services
to determine how can we improve services to you
to produce data, reports and statistics which shall be anonymised or aggregated in a manner that does not identify you as an individual
to investigate, respond to, or defend claims made against, or involving the BRM COLLECTIONS SDN. BHD. Group
to conduct marketing activities (for example, market research)
to maintain records required for security, claims or other legal purposes
to comply with legal and regulatory requirements
for any other purposes that is required or permitted by any law, regulations, guidelines and/or relevant regulatory authorities
7. Disclosure of Your Personal Information
As a part of providing you with our Products and/or Services and the management and/or operation of the same, we may be required or need to disclose information about you to the following third parties:
law enforcement agencies
companies and/or organisations that act as our agents, contractors, service providers and/or professional advisers
companies and/or organisations that assist us in processing and/or otherwise fulfilling transactions and providing you with Products and/or Services that you have requested or subscribed for
our business associates and other parties for purposes that are related to the purpose of collecting and using your personal information
other parties in respect of whom you have given your express or implied consent subject at all times to any laws (including regulations, guidelines and/or obligations) applicable to the BRM COLLECTIONS SDN. BHD. Group.
8. Direct Marketing
We may use your personal information to provide you with information about our and third party services and/or products, which may be of interest to or benefit you, except where otherwise requested or notified by you. In certain instances, we may disclose your personal information to our preferred merchants and strategic partners.
However, please note that we will only disclose your personal information to our merchants and strategic partners where you have subscribed for particular Services or Products which require such disclosure, and/or where your consent has been obtained, subject at all times to any laws (including regulations, guidelines and/or obligations) applicable to BRM COLLECTIONS SDN. BHD. Group.
We take reasonable steps to ensure that our agreements with our merchants and/or strategic partners include appropriate privacy and confidentiality obligations. If you do not wish your personal information to be utilised for the purposes of marketing or should you change your mind in relation to your previous decision, please contact us at the BRM COLLECTIONS SDN. BHD. via the contact details provided below. Your latest written instructions to us will prevail.
9. Transfer of Your Personal Information Outside Malaysia
It may be necessary for us to transfer your personal information outside Malaysia if any of our service providers who are involved in providing part of a BRM COLLECTIONS SDN. BHD. Products and/or Services are located in countries outside Malaysia. We shall take reasonable steps to ensure that any such overseas entities are contractually bound not to use your personal information for any reason other than to provide the Products and/or Services they are contracted by us to provide and to adequately safeguard your personal information.
10. Updates To Our Privacy Statement
We may amend this Privacy Statement from time to time and the updated version shall apply and supercede any and all previous versions, including but not limited to, leaflets or hard copy versions. Please check our website for information on our most up-to-date practices.
: Data Privacy Officer
: +603-2141 1616
: UG21, Adorn Floor, Starhill Gallery 181,
Jalan Bukit Bintang 55100 Kuala Lumpur Malaysia